Welcome Adventurous HomeSeeker,
This would be a Wonderful and GREATEST Opportunity of a LIFETIME for someone who's willing to put some TIME of 'sweat equity' into their first home. Not to confuse you with things like painting work, light cosmetic work, flooring work, or outside landscaping work. It is Not these things!
When you do these things like this in your own home....,
Aren't you basically putting in *F*R*E*E* TIME into your home?
Nobody is paying you for it.. unless you want to pay yourself somehow.
This Specific Strategy entails and will require your time , in EXCHANGE.... in that, You DO NOT have to have a Large Down Payment and Reserve Deposit.
This is a Specific Strategy off LIST F on my Tab- HomeSearch'CH', you Won't Need a lot of Cash like LIST A , B, or C but ....some Little Cash will be required of you.
The 'Sweat Equity' part is Not doing the work in the house. The Actual Work is in Finding yourself the Sweat Deal of your next Home with my guidance, resources, knowledge, and then I put the paperwork together for you so you can BUY in the Terms of "Owner Seller Financing Contract" terms....without you getting & qualifying for a traditional bank loan mortgage. Very Simple!!
Isn't this Great? ..........You WON'T Need a bank mortgage loan as I have you already Covered!
Allow me to clarify and explain this to you further....if you're still confused somewhat...
You see there are Many HomeOwners out there right now that are upside-down in their equity, meaning they Owe the Bank more than the house is worth and this has created a serious problem for many of them.
They are Very Motivated and They Simply want to SELL but Cannot Sell it on the Open Market at their prices because nobody wants to Buy at their higher prices..(in most Cases they owe somewhere where they're Asking that price is... You see real estate values have fallen in price across the board in the last couple of years).
Now this Creates a Major Problem for them... You have their Solution (a "Mortgage Fixer Upper" and they don't even know about it yet!
Read carefully here....this is your Approach to them;
<> Now if the HomeSeller really wants to Sell with their motivation being at 10, then he will do as we recommend him to do...to get the mortgage down to fair market value. This will also result in the payments being lower & more affordable.
<> You can Tell the HomeSeller these Exact Words...: "I WILL BUY YOUR HOUSE AT FAIR MARKET VALUE providing HE GOES THROUGH THIS UMR 'MORTGAGE FIXER UPPER' PROGRAM FIRST [ a T.A.R.P. Funded "MORTGAGE FIXER UPPER"] and HAVE HIM AGREE TO THIS in WRITING."
<> Then you simply direct him on where to go to a Special Website at LFC. They'll Explain the program to him in detail, so you don't have to. They'll work with him so you don't have to. Its Not a Loan Modification and its Not a ShortSale. Once he completes it, We both step in, then he must Sell it to you because We got it in writing.
Remember the Seller was Upside-Down in Equity at first when you spoke to him. He wanted out! He has No Equity, therefore you Don't have to give him a Down Payment for his Equity. After the program is completed their House is re-assessed at fair market value, then thats where We Buy it, we Re-package it, and Immediately RESELL to you.. giving you 'Seller Financing Contract' terms.
Again let me repeat myself... You are still getting a loan from us... a guaranteed loan... Not a lease option, Not a lease to own, you're sort of getting direct "Owner Seller Financing Contract" terms...but the distressed Homeseller with your guidance HAS to go through this easy step by step process.
Isn't this Perfect?
You will Need to have Some Money for Closing Costs, the UMR Program Fee (unless you can convince the HomeSeller to pay for it, so we can relieve him of his financial mortgage payment obligation), and my Reduced Finder's Fee.
You can get into a Home this way with some money, but not a lot for sure. And I'm here to Help you to get started... There are 18,000,000 people across the United States who are UpsideDown in their mortgages right now. There are plenty of these homes here locally too. You can very easily find these homes this way and I'll train you on how to Approach them and what to say.
I hope this was pretty clear as to your involvement in this process. Remember you're Investing your Time for the 'sweat equity part' and thats all.
Isn't 'sweat equity' a form of work anyway?
You might be thinking by now...
"Well, huh, I don't know if I want to do this..."
Before you decide You NEED to MAKE an Intelligent Decision....remember this requires the lowest amount of cash for you. TOXIC MORTGAGES ARE A GOLDMINE in Disguise! Get in on the GOLD RUSH!
Have a Good Look at the Program solidly, then decide. It will be the Greatest Decision you'll ever Make to get Involved and an Excellant Opportunity (maybe 6 months to a year Open Window of Opportunity here) for you to better your financial situation**!!!
ITS a FANTASTIC PROGRAM (there is T.A.R.P. Money Here- Uncle Sam's Money)!!!
YOU MAY HEARD ABOUT IT & READ ABOUT IT...
WELL... ITS FILTERED DOWN TO US NOW...
GRAB YOUR CHANCE... WHILE ITS HERE!
NOTHING COMPARES TO THIS!!!
HEY THE BANKS GOT THEIR BAILOUT MONEY!!!
WE GET THIS PROGRAM and IT WORKS!!!
Its NOT a SHORTSALE, (a HomeSeller in a ShortSale wrecks his credit & has to eventually move out.)
Its NOT a Lengthy Time Consuming LOAN MODIFICATION, where the Distressed HomeSeller goes back & forth in negotiating out the payment plan with the Lender which takes 3-5 months- which is to long for most and 95% of them Fail miserably.... for one reason or another. When a Loan Mod is being done, the homeseller is psychologically literally approaching the bank on his knees pleading for a workout deal.
In this "Mortgage Fixer Upper 'Sweat Equity' arrangement", we TURN the Tables around and Approach the Lender from a psychological position of Strength to Help them move their Toxic Non-Performing Mortgage Note Asset so it doesn't hinder their Bank's Business. This is Done behind the scenes. Laymens terms; They Buy their Mortgage Notes at a Discount in Bulk, I'm talking about the one they did to the tune of $61 Million Pool recently, then they become the New Lenders because of this. Since they bought it at a lower amount- We pass the Savings back to the HomeSeller- giving him a new mortgage for 30 years & a lower payment schedule that they can afford.
Your NEXT STEP is this...So You DON'T MISS OUT!
~If this Interests you, then you NEED to Go Down to the Bottom of this Site which is listed below... go there and CLICK on the "BUY NOW" Button below to Get the Details on "UMR 'SweatEquity' House Program"- Detailed Report PLUS Some Training from me. Just take care of the s&h charge... You will still get 'Owner Seller Financing Contract' terms from us when you're doing the UMR Sweat Equity House Program as I have you covered. (NO RISK!!! I'll even Credit this amount towards your purchase price on your Home... Kind of sounds almost free to you? The reason why I do it this way... I want Serious people to teach this to... There is Real Gold in them hills...)
Or....., your Other Action Step is to get the Original Program - "OSFC REPORT- DETAILS; Our Original First 5 Categories of Sources of Homes that we RESELL to you on 'Owner-Seller Financing Contract' terms in List A to E." at the Main website, there is a 'Buy Now' Button as well two-thirds into the website page. Its basically a Free Report except the s&h charge of $7.95. Its a measly amount to get started today, this also gets Credited towards the purchase price of your home with me.
Invest Your Next Week's StarBucks Coffees into this, so you can get into your next home! Do this RIGHT NOW & TODAY! THE OPPORTUNITY COULDN'T BE BETTER!!!
Greg T. Lisoff
I'm a local seasoned real estate investor, I'm Not a realtor, nor a loan broker, nor an attorney.
To Go to Main Website you can go here; www .eco101.ws/sellerfinancing
Tab- BusinessUlocCA$H is your Ultimate 'ACCESS' to get more CASH MONEY for your DOWN!
Tab- HomeSearch'CH' is more info on the 7 Categories of Lists of Homes that we ReSell to you... and the Blue Form is only for List D homes...our current inventory.
Other OSFC Blog website; http://nwownersellerfinancedhomes.blogspot.com/
Other LTO Blog website; http://leasetoownhomesinoregon.blogspot.com/
Please Post any Comments, Suggestions, or Other Strategies that you may have... I do read everywhere on my blogs & websites.... and I'll respond to you.